Richard Erb, Loan Officer

Fred Freimark, Loan Officer

richandfred@oceanfirst.com
Richard Erb:
Phone: 703.475.0077
NMLS: 246620

                                           

Fred Freimark:
Phone: 703.625.2970
NMLS: 246622

 

                                      

My team and I have worked together for over 20 years.  We understand that purchasing a home is one of the largest financial decisions you and your family will make during your lifetime, and typically, it will coincide with a major life event such as embarking on your first job, getting married, welcoming a new addition to your family, working through a separation, purchasing a second home, or settling on your retirement goals.  Therefore, we strive to make the process as smooth and enjoyable as possible while providing the best financial guidance with a focus on remaining sensitive to your individual needs and long-term financial goals.

I have worked as a Financial and Mortgage Advisor in Northern Virginia, since 1999.  During this time, I have helped thousands of people realize their dreams of homeownership and cultivated close partnerships with my clients and Real Estate partners.  You are most likely visiting this page because you have either worked with me in the past or were referred by a family member, friend, colleague, or a trusted Realtor.  My team and I understand and appreciate the high level of trust placed on us and work hard to establish a relationship that will continue for many years after your closing.  In many instances, that trust leads to our clients referring their children to us to help them with their first home purchase.  To us, that is the ultimate referral and testimony of our dedicated service.

My background includes growing up in Northern Michigan and attending the Eli Broad College of Business at Michigan State University.  My studies focused on Economics, Finance, and the family business of Hotel Management.  After graduation, I moved to Washington DC to work for Hyatt Hotels & Resorts in various management positions including revenue manager, responsible for setting the hotel’s room rates and monitoring occupancy levels.  From there, I transitioned to a career as a Financial Advisor with Morgan Stanley with licenses including the Series 7, 66 & 33, creating financial plans, securities trading, and providing mortgage loans.  In 2003, I accepted a position as a Mortgage Loan Officer with a Real Estate owned mortgage company.  Since then, I have worked almost exclusively with purchase clients, allowing me to develop my expertise as a Mortgage Advisor, receiving top industry awards for client service, and earning the trust and confidence of clients and Real Estate partners.

Outside of work, I am active in my community and serve on the board of my condominium association.  I enjoy traveling, entertaining, and spending time with my family-my spouse, three daughters, and my granddaughter.

To learn more about our dedication to client service and why we are known as that team that has never missed a closing date, I invite you to read some of our recent client testimonials, which will provide you with insight into how we make sure that our clients receive the best information for every option available to them at each step of the way while providing them access to the best rates, lowest costs, and seamless on-time closing.

 

 


Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact me and I'll help find the right loan for you.