Michael, our V.P. of Residential Lending, specializes in mortgages and underwriting and has over 30 years in the industry. A native of Island Heights and a graduate of the University of Rhode Island, Michael is an avid and competitive sailor who once served as captain of his college sailing team. Today, he is the Assistant Treasurer of the Toms River Yacht Club and a member of several others in the area. He previously held the position of President of the Long Beach Island Rotary Club.